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Once authorized, the process initiates an ACH transfer of funds from the issuing bank to the credit card processor, who then deposits the proceeds into your account.
An automated transfer of funds using an electronic medium.
Also known as an e-wallet, it allows the user to charge payment for goods and services to their card without using the card.
A credit card reader, sometimes called a credit card swiper, is an electronic device used to read data stored on the magnetic stripe of a credit card.
When the credit card is swiped (or inserted) at the point of sale, the information pertinent to processing the card transaction is read and processed.
Credit card charges, on the other hand, are billed to the cardholder each month, and interest charges may be added.